by AFP Staff | Feb 14, 2024 | Uncategorized
Investing in mutual funds and exchange trade funds is simultaneously easier and more complex than you would believe. That’s because with investing comes a slew of new financial jargon that most investors overlook. When selecting a fund, one often overlooked...
by AFP Staff | Mar 14, 2023 | Uncategorized
You may have already seen the headlines about the recent collapse of three U.S. banks: Silicon Valley Bank, Signature Bank, and Silvergate. On the whole, this is a pretty big deal in the financial world. Whenever we entrust our hard-earned money to a bank, we want to...
by AFP Staff | May 9, 2022 | Financial Planning
Yes, April was a bad month for stocks, in fact, the whole year so far has been bad for stocks. This year has been the worst 4-month start to a year since 1939 and the worst April since 1970. The most important thing to remember in a market downturn like the one...
by AFP Staff | Mar 31, 2022 | Financial Planning
The last two years of history have had meteoric impacts on the finances and lifestyles of Americans: from housing prices skyrocketing, to inflation similar to the ‘70s, the COVID pandemic and learning how to work from home, older workers choosing simply to retire...
by AFP Staff | Mar 8, 2022 | Financial Planning
As we have seen recently with the Russia/Ukraine conflict, geopolitical risk is a very real phenomenon that drives down stock values, because investors fear uncertainty. The uncertainty of how large or small the conflict will be is what makes stock prices so choppy....
by AFP Staff | Feb 10, 2022 | Economics, Financial Planning
The IRS specifies that you can only contribute to a Roth IRA if you make under a certain income limit. For 2022 you can make a full contribution if you are: Single and make under $129,000 or married and make under $204,000. You can make a partial contribution if you...
by AFP Staff | Jan 26, 2022 | Financial Planning
It is not uncommon to be awarded company stock in your retirement account. When this happens and it becomes time for you to retire, there are certain moves you can make to achieve better tax outcomes. This is often referred to as “net unrealized appreciation”...
by AFP Staff | Jan 6, 2022 | Financial Planning
With the new year comes new opportunities, new goals, and a fresh start. What a great time to get your finances back on track or do a little adjusting to make sure your financial house is in order. Here are 5 smart money moves you can make right now to kick off this...
by AFP Staff | Dec 15, 2021 | Financial Planning
The recovery from the March 2020 low was the fastest and most dramatic in stock market history. Investors were already feeling more confident by May 2020 and then on top that, they were rewarded with lower interest rates, stimulus packages, greater home valuations,...
by AFP Staff | Nov 15, 2021 | Financial Planning
There are many, many advantages to owning a small business—unlimited upside, work your own hours, better free time, and tax deductions, just to name a few. Many professionals choose to have a side hustle in addition to their normal 9-5 simply for the tax and...
