Loving Your Career: Your Most Lucrative Asset

A common misconception among investors is that they’re going to get rich from their investments. While this can and does happen, investments primarily serve to protect and slowly grow one’s wealth. The most common way to grow your wealth and achieve your dreams is through your employment. In fact, for the average worker, investing in your education or career advancement offers you the single greatest ROI (return on investment) of all your other assets. While traditional investments require financial assets…

The Key To Accomplishing Your Goals: A Fire in Your Belly

goals

If you’ve ever made a New Year’s resolution, then you know the frustrations that hit after about two weeks of working towards your goals—you hit a wall. This can look like running out of the energy you once poured into your goals, giving in to a temptation you’d sworn off, or simply losing the desire to break your hardwired habits and routines. If working towards a goal is difficult, then changing a constant behavior can feel equivalent to moving mountains.…

How 5-10 Minutes of Planning Can Drastically Change Your Life

People often plan more for their vacations than they do for their lives, and that’s a problem. By taking some time to be more intentional about your short and long-term goals through simple life planning exercises you will sleep better at night. By planning with the end in mind you’ll be more focused and passionate in your efforts toward achieving your dreams. Life planning can be such an intimidating term. It sounds so weighty and so difficult to do, but…

Win With Money in 2019: Discovering the “Why” Behind Managing Your Finances Well.

purpose

The reason I love my job is not because I love spreadsheets, formulas, or ratios, although I enjoy the technical aspects of my job just like a barista enjoys knowing the difference between French and Italian roasts. The real reason I love my job is not because I help rich people get richer, although certainly I do that. The real reason I love my job is that I help people achieve their dreams and that’s what this post is about—engaging…

Affected by Flooding: You May Be Eligible For Low-Interest Federal Loans

Federal Loans

We at AFP recently received this helpful information from Roanoke City (via the https://nextdoor.com/) and wanted to pass it along to you. If your business or residence was affected by the disastrous flooding this past October then you may be eligible for low-interest federal loans. Read below for more information. Was your business, nonprofit, or property physically damaged by Tropical Storm Michael between Oct. 10 – 15? The U.S.Small Business Administration encourages businesses of all sizes, nonprofit organizations, homeowners and…

5 Ways to Save This Holiday Season

Success in your personal financial goals is impossible without the all-important practice of sticking to a budget. Even if you have a massive source of income, you won’t be able to succeed without formulating a budget and then consistently sticking to it. Part of this process involves planning for annual expenses by putting away monthly amounts to prepare for them, paying yourself first by putting money in savings during each paycheck to grow your net worth, and having an emergency…

Choosing a Financial Adviser: What’s Important?

Choosing a financial adviser can have a lasting impact on your success in the future. How do you know who you can trust to handle your finances? With a combined 23 years in the business, we bring the highest level of service and financial expertise you can find. In this video, we share why you’ll want to choose our services. In short: We’ve saved clients thousands and tens of thousands of dollars a year when they implement our advice. You’ll…

5 Ways To Reduce Your Insurance Premiums Today

Insurance

Whether we like it or not, we all carry risks with us throughout our daily lives. We carry with us the risks of death, disability, accident, lawsuit, “acts of God”, and many others. Some of these we can live with, some we can minimize, and some we can insure against. Here are 5 action steps you can take today to lower the costs of your insurance and/or the probability of needing to report a claim. 1. Shop around. Insurance is…

Avoid These 5 Financial Biases to Grow Your Wealth

behavioral finance

Behavioral finance refers to the ingrained aspects of human decision-making processes. They do a good job of helping us make decisions in our daily activities, but can sometimes lead us down the wrong path when it comes to investing. When these biases are widespread it can create bubbles in the markets. When these bubbles eventually “pop” it isn’t a pretty sight. Here are the most common behavioral finance biases. Uninformed decisions. Investors sometimes act on instinct without a full view…