Pay Attention to Expense Ratios!

Investing in mutual funds and exchange trade funds is simultaneously easier and more complex than you would believe. That’s because with investing comes a slew of new financial jargon that most investors overlook. When selecting a fund, one often overlooked feature is the expense ratio. But what is an expense ratio and how does it affect you as an investor? While an expense ratio isn’t the only thing you should consider when selecting a fund, it’s something that can dramatically…

Three U.S. Banks Have Failed…What Does This Mean for Me?

You may have already seen the headlines about the recent collapse of three U.S. banks: Silicon Valley Bank, Signature Bank, and Silvergate. On the whole, this is a pretty big deal in the financial world. Whenever we entrust our hard-earned money to a bank, we want to know that it’s safe. So, what does this mean for the average person? Should we head for the banks and start hiding money under our mattresses? We don’t think so. First, we want…

Loving Your Career: Your Most Lucrative Asset

A common misconception among investors is that they’re going to get rich from their investments. While this can and does happen, investments primarily serve to protect and slowly grow one’s wealth. The most common way to grow your wealth and achieve your dreams is through your employment. In fact, for the average worker, investing in your education or career advancement offers you the single greatest ROI (return on investment) of all your other assets. While traditional investments require financial assets…