Watch this video to hear tips and advice on how you can retire with confidence. You will hear from Maynard L. Keller, CFP® as he is interviewed by advisor Daniel Colston, CFP®.…
Smart Money Moves During the Novel Coronavirus
No one has been unaffected by the coronavirus pandemic. Many Americans have lost jobs, been let go temporarily, and have found it difficult to make ends meet. Here is a quick guide to helping you get back on your feet. For more specific advice please consult your financial planner or tax advisor.…
Coronavirus Financial Survival Guide
In this video our president Maynard Keller, Jr., CFP® breaks down the Federal stimulus package and shares how you can survive this crisis financially.…
Your (Coronavirus) Financial Questions Answered
Watch the video below for information relating to your financial planning during these unprecendented times. I discuss the CARES Act, investments, retirement questions, and more. Skip to 3:30 in the video to start.…
Financial Planning During Coronavirus
These are very interesting times we are living in, to say the least. The Coronavirus pandemic has upended daily life and economic activity all around the world. It is hard to believe that the Dow Jones Industrial Average was at an all-time high of 29,551 points on Feb. 12, 2020, and now it has sunk to trading below 20,000 points. This is a very fluid situation with COVID-19 beginning to make its impact on the US, as it already has…
How to Establish an Emergency Fund
Once you’ve built a budget and started getting some extra monthly cashflow, you’ll want to establish an emergency fund. An emergency fund is exactly what it sounds like—it’s there for emergencies only. As such it should be put away in a savings account, CD, or money market account and forgotten about. The purpose of an emergency fund is to help you in times of unpredictable circumstances such as a job or car loss. If a home repair or car accident…
The 6 Best Credit Cards for Traveling Med Students
If you’re a medical student preparing for clinical rotations or residency then you’ll be traveling a lot. Finding the right credit card for your travels can make a difference in hundreds, if not thousands of dollars. Here are the top 6 credit cards I recommend for your travel expenses. For best travel point rewards: Chase Sapphire Preferred® Credit Card https://creditcards.chase.com/rewards-credit-cards/sapphire This card allows you to redeem points for travel expenses such as flights, hotel stays, and rental cars. This is…
It’s Tax Time–Let us help you with your return.
Did you know that in addition to being a financial planning firm we also offer tax preparation services? Our clients have benefited tremendously from this because we already know their tax situation and performing their return allows us to plan for taxes even more effectively. Maynard has been doing tax returns since 1994. Daniel just got his licensed tax preparer’s number and is excited about providing this valuable service to our clients. In addition, we made a valuable connection this…
Avoid This Costly Mistake When Investing in the Stock Market
As a financial advisor I’ve seen hundreds of investors ranging from inexperienced to advanced. I’ve seen people lose money and I’ve seen even novice investors make a lot of money because they got lucky. I’ve seen average investors make great gains throughout their earning years only to later make a mistake. Stock market gains seem to be non-discriminatory. Anyone can make money in the markets. Success in investing is shared by both young and old investors, those who read investment…
Budgeting May Be A Painful Exercise, But Failing To Budget Is Even More Painful.
Sometimes clients tell me they don’t envy what I do—the sitting behind a desk and calculating capital gains taxes, considering the many factors involved in choosing one retirement plan over another, diversifying and rebalancing portfolios as needed. It makes sense that my clients don’t envy what I do—that’s exactly why they hire me. And let’s be honest, sometimes sitting down and setting a budget and tallying up monthly income and expenses can seem tedious and boring. Maybe you avoid budgeting…