Choosing a Financial Adviser: What’s Important?

Choosing a financial adviser can have a lasting impact on your success in the future. How do you know who you can trust to handle your finances? With a combined 23 years in the business, we bring the highest level of service and financial expertise you can find. In this video, we share why you’ll want to choose our services. In short: We’ve saved clients thousands and tens of thousands of dollars a year when they implement our advice. You’ll…

5 Ways To Reduce Your Insurance Premiums Today

Insurance

Whether we like it or not, we all carry risks with us throughout our daily lives. We carry with us the risks of death, disability, accident, lawsuit, “acts of God”, and many others. Some of these we can live with, some we can minimize, and some we can insure against. Here are 5 action steps you can take today to lower the costs of your insurance and/or the probability of needing to report a claim. 1. Shop around. Insurance is…

Avoid These 5 Financial Biases to Grow Your Wealth

behavioral finance

Behavioral finance refers to the ingrained aspects of human decision-making processes. They do a good job of helping us make decisions in our daily activities, but can sometimes lead us down the wrong path when it comes to investing. When these biases are widespread it can create bubbles in the markets. When these bubbles eventually “pop” it isn’t a pretty sight. Here are the most common behavioral finance biases. Uninformed decisions. Investors sometimes act on instinct without a full view…

Four Ways To Maximize Your Retirement Savings Right Now

Retirement Plan

If you are receiving wages, tips, or salary, then you’re earning income. You should be contributing to your retirement plan, whether it’s sponsored by your employer, or yourself as a small business owner. Whether you’ve been in the workforce a while or you’re just starting out, it’s never too late to improve your saving and investing habits. Here are 4 steps you should be taking to maximize your savings and grow your wealth, preparing you as much as possible for…

Are You Protected Against The Next Bear Market?

Bear Market

It has been nine years since the Great Recession, and you’ve seen some outstanding gains in your portfolio, but every great run will end somewhere. In his article How To Face The Next Bear Market With Confidence Frank Holmes, CEO and Chief Investment Officer of U.S. Global Investors, shares that economists have raised the likelihood of a bear market occurring in the next 12 months to 16 percent, up from 5 percent in January. Reality is that whether it happens…

What Should I Do With An Inheritance?

inheritance

Making large financial decisions after the passing of a loved one can be a very difficult process, especially on top of the grief you’re going through. If your loved one blessed you with an inheritance in addition to their lifelong investment of love, here are some important considerations to keep in mind. 1. Consider the tax implications. The first thing you’ll want to do is make sure that you don’t blow all your money and then find yourself unable to…

How to Invest in the Stock Market

stock market

A commonly known investing philosophy is to buy low and sell high. When it comes to the stock market, however, many investors do exactly the opposite. Why do they make this common mistake? The tendency for many people is to want to get in on stocks when they are rising and cash out on them when they are falling. The psychological factor behind this is the investors’ fear of missing out on a good thing. They would rather buy stocks…

Guarding Against Identity Theft

More than 10 million people become victims to identity theft every year. This translates to 19 new victims every single minute. Identity theft scams are many and range from card-skimmers at gas stations, to romance scams, fake Social Security Administration calls, tricky email phishing scams, and many other forms. It can cost victims hundreds of hours and an average of $1,000 to recover from identity theft.[1] In order to protect yourself from the vicious threats of identity theft you can…