Why Financial Planning?
First Meeting
Start With a Free Consultation
Our comprehensive financial planning services will simplify your life and enable you to rest easy, knowing that you’re on track for success. We’ve helped dozens of individuals and families plan for their future, avoid costly mistakes and thrive in their careers and retirement.
A Plan That Fits Your Life!
What are your life and retirement goals? We want to hear your story and work with you to make your dreams become realities. We just wanted to let you know that there is no time like the present to take charge of your financial future by making the necessary planning decisions today.
Let’s go ahead and get started with an initial get-to-know-you meeting. It’s free and you’re under no obligation.
Second Meeting
We Listen to Your Needs and Goals
This second meeting is all about us listening to what you want to accomplish as you explain to us how you envision your financial life moving forward. We take notes and start the ball rolling towards your needs and goals.
Third Meeting
Collection of Finanical Documents & Risk Assessment
After we have established what your goals and dreams are, we collect the necessary financal documents to see exactly where you are now so we can determing how to get you to your goal.
We also go through a risk assessment so we understand what your risk tolerance is towards obtaining your goals.
After our meeting, we will spend 10-16 hours studying your situation, making calculations and determining recommendations.
Forth Meeting
We Deliver Your Action Plan
We give you a one-page action plan outlining the steps for you to implement and steps for us to implement for you. We’ll help you get them all done!
We are on call whenever you need us throughout the year.
We also have a final follow-up meeting a year later to answer any questions you may have.
How We Help You
Our Approach
Simplify Your Financial Life
Organize Your Financial Affairs
Accomplish Your Goals and Realize Your Dreams
Minimize Taxes (Federal, State and Estate)
Retire Free From Financial Worry
Establish an Eduaction Fund for Your Children or Grandchildren
Maximize Investment Returns for Your Level of Risk
Protect Your Family Against Injury, Sickness or Pre-mature Death
Protect Your Assets
Why American Financial Planning?
A primary difference between us and our competition is that we offer you advice based on your ENTIRE financial situation including your life goals, target retirement age, tax implications, level of risk and other intangible factors. We believe this is the only way to give you the best advice for your unique situation.
We are also a small business so we don’t have a corporate headquarters pushing us to sell certain products to consumers or to push you in a certain direction.
Many financial advisers charge you a commission every time you move your money. Sometimes they will engage in the business of moving your money frequently so they can keep cashing in new commissions which loses you money!
This is actually an illegal activity called “churning,” but it happens more than we’d like. Our approach is that we choose to be “fee-only” in all that we do so that you keep more money in your wallet. We never charge a commission.
Our fee-only approach allows us to give you impartial advice because we don’t stand to profit by pushing you towards any type of commissioned product.
We serve as fiduciaries to all of our clients which means that we will always put your interests above our own and disclose to you in writing any conflicts of interest.
This should be the norm for all financial advisers, but unfortunately it is not.
Finally, we want to build a relationship with you. We believe that we can provide the best service to you by getting to know you and your dreams.
By offering you comprehensive services including tax preparation and financial planning, we are aware of your entire situation so when an unforeseen need or crisis arises, we’ll be there to help you weather the storm.
We’ve been in business 16 years and we’re not going anywhere. Often brokers/dealers and financial advisers who work for big banks and national wirehouses end up changing jobs when you need them and then the relationship you built is gone and the new employee doesn’t know anything about you.
How Much Does It Cost?
The cost for your financial plan is a one-time fee based on the complexity of your situation and amount of assets. For exact costs, download our brochure below.
We would love to meet with you to share with you more about what we do and to hear about your financial goals and questions. To learn more about getting started with a financial plan, contact us about scheduling a free meeting.
We proudly disclose all of our fees and compliance information to you. Download our brochure to read all the details about our company and our fee structure.
Contact
Get In Touch
Have more questions? We are here to simplify your life and get your questions answered!